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Together, with your employer, we're here to support you and your family with benefits that fit every stage of life.

Atlantic American’s voluntary solutions are an affordable way for you to achieve life-long financial goals and protect yourself and your family against unexpected medical costs. We provide peace of mind and care about fast and fair claims payment.

Our products are meant to integrate with and supplement benefits already available to you, such as major medical covering everyday expenses like deductibles, co-pays and co-insurance.

Benefits and 24-Hour Access

Our secure MyCoverage portal provides employees with real-time access to coverage and claims details on request, 24 hours a day.

  • View coverage & benefit information
  • File Claims*
  • Download forms & Explanation of Benefits
  • Check claim status/claims history
  • Update electronic communication preferences & profile
  • Contact Atlantic American Employee Benefits Home Office

*Not available for all products.

Download the MyCoverage How To Guide

Our commitment to fair and fast payment of claims has earned us a reputation for quality service to our policy owners. Every employee is treated with respect, empathy and care and we promise quick responses to phone and mailed inquiries. All members of our Customer Care and Claims teams work together seamlessly to provide a superior customer service experience.


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Get the Coverage You Need

Learn more about our broad portfolio of products and financial protection options.


A robust and flexible plan that pays a benefit for a covered accident, injury or treatment received. Available as indemnity or expense-based plan. HSA-friendly options. Optional boosters available to add value. Learn More

Critical Illness

A fixed benefit plan which pays a cash benefit for a covered critical event. Covers a vast selection of critical conditions and specified diseases. Options for quality of life benefits, infectious disease, gender-specific cancer and mental health. Specialty boosters and HSA-compatible plans available. Learn More

Hospital Indemnity

A flexible hospital plan that provides a means to help fill the gaps in high deductible major medical coverage. Customizable, with robust options for both HSA and non-HSA compatibility. Covers maternity and observation. Health system, Covid-19 Benefit Booster, health screening and family care booster optional. Learn More

Short-Term Disability

A short-term disability plan that provides financial protection for a portion of an employee’s income if they are disabled due illness or injury. Partial Disability, Limited Pre-Ex, FMLA and Job-Related Accident Only Riders available. Learn More

Whole Life

A permanent life product with living benefits that stands out from the pack. Our coverage not only expands an individual’s financial protection, but also offers guaranteed benefits to aid surviving family members adjusting to the loss of income and a loved one. Learn More