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Retain employees with better benefits

Building a benefits package that appeals to a diverse workforce at every stage of life can be challenging for many organizations. This is where voluntary benefits can provide a competitive advantage. Atlantic American Employee Benefits offers a broad array of voluntary benefits that provide the flexibility and financial security employees desire.

Our affordable insurance options integrate with an employer’s existing benefit strategies, mitigating your employees’ financial exposure. Employees can choose the level of coverage that is right for them and our plans can be adjusted to fit any budget.

We support our distribution partners and help them find affordable benefit options for their clients. Our products integrate with an employer’s existing benefit strategy and appeal to diverse workforces, at every stage of life.


Our Solutions

Newly designed products focus on a "whole person” approach, with flexible coverage options, budget-conscience plans, contemporary benefit boosters and value-add options.


A robust and flexible plan that pays a benefit for a covered accident, injury or treatment received. Available as indemnity or expense-based plan. HSA-friendly options. Optional boosters available to add value. Learn More

Critical Illness

A fixed benefit plan which pays a cash benefit for a covered critical event. Covers a vast selection of critical conditions and specified diseases. Options for quality of life benefits, infectious disease, gender-specific cancer and mental health. Specialty boosters and HSA-compatible plans available. Learn More

Hospital Indemnity

A flexible hospital plan that provides a means to help fill the gaps in high deductible major medical coverage. Customizable, with robust options for both HSA and non-HSA compatibility. Covers maternity and observation. Health system, Covid-19 Benefit Booster, health screening and family care booster optional. Learn More

Short-Term Disability

A short-term disability plan that provides financial protection for a portion of an employee’s income if they are disabled due illness or injury. Partial Disability, Limited Pre-Ex, FMLA and Job-Related Accident Only Riders available. Learn More

Whole Life

A permanent life product with living benefits that stands out from the pack. Our coverage not only expands an individual’s financial protection, but also offers guaranteed benefits to aid surviving family members adjusting to the loss of income and a loved one. Learn More