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Hospital Indemnity

Group Hospital Indemnity coverage from Atlantic American Employee Benefits offers a flexible plan design that provides benefits for expenses associated with a stay in the hospital due to a covered accident or sickness. These benefits can be used to help offset any out-of-pocket medical costs, such as deductibles and co-pays, as well as non-medical expenses incurred during recovery.

Product Highlights

  • Can help round out a benefit package and help employees protect against the added financial stress of being in a hospital while recovering from an accident or serious illness
  • Can help with expenses major medical plans may not cover
  • HSA Compatible plan covers hospital admission and 
  • Covers up to 30 additional benefits for non-HSA plans*
  • Coverage is customizable—decide who’s eligible to enroll, which plan(s) to offer and what additional coverage options to include
  • Covers maternity
  • Observation stays covered
  • Benefits are paid directly to employees
  • Benefits are portable

*Additional benefits may vary by state.

Customize Your Plan

  • Employer-paid or voluntary
  • Choose which benefits to include
  • Flexible benefit coverage amounts
  • Decide who's eligible
  • Self bill or list bill